Should You Buy Insurance for a Tablet?

tablet repairWhen buying any type of electronics, you might at first think you should get insurance for it. However, you need to think twice on this before doing so. There are a few reasons not to get insurance on your electronics. First, think about the premium you have to pay. It could cost you more than the tablet. This is because they usually charge monthly fees plus you will have to pay a deductible if you need a repair job done on your tablet. This could cost more than the electronics you bought. Another reason not to get insurance is because if you never need it repaired, you are still paying the monthly fees for it and for nothing no matter what.

Other Options

The first thing you can do is if you are getting this for your child to go back to school with and the school is paying for it; ask them if there is some kind of warranty that comes with it. Sometimes, there will be a one or two year warranty on electronics from the manufacturer. However, if you neglect it or damage it yourself, the manufacturer warranty won’t cover it. So, be careful to not neglect or damage your electronics and this will work out for you.

You can also check if your homeowners insurance, if you have it, covers electronics too. Most homeowners insurance will cover loss or theft of everything in your home. If this is the case, you won’t need separate insurance for your electronics.

If your homeowners insurance currently doesn’t cover electronics, ask them if they can add them in with the rest of the items in your home. They should allow you to add electronics and this will be cheaper than actual insurance. Make sure that you let them know that it will be your child using the electronic and not you. You should also ask them if there is an excess on the policy if you do make a claim in case your child loses it or damages it and then consider the implications on that.

What many people do is just pay for a repair when there needs to be one. They actually save money this way because the repair often doesn’t cost as much as the deductible or monthly premium for insurance.

As you’re getting your child ready for school, don’t shy away from a tablet to help with his schoolwork. You don’t have to pay for insurance. If you look on our site, you can see that our tablet repair prices are affordable and make more sense when you need a repair versus having insurance.

Related Posts Plugin for WordPress, Blogger...

Tags:

This entry was posted on Tuesday, August 4th, 2015 at 10:03 pm and is filed under Tablet Repair. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

Leave a Reply

You must be logged in to post a comment.

 

 

See iResQ Reviews at Bizrate.com
   
iResQ
15346 S. Keeler St.
Olathe, Kansas 66062 USA

1-888-447-3728

© 1994-2013 ResQ Systems, LLC. All rights reserved.
Please read our Terms of Use and our Privacy Policy before making your purchase.

Formerly known as ipodresq, macresq, powerbookresq. iResQ is pronounced "irescue" or "i rescue"

*Information on our 24-hour policy is located in our FAQ section.

iResQ is not affiliated with Apple Inc., and is an independent service and repair entity. All Apple logos used on this site are a trademark of Apple Inc..

Apple, the Apple logo, iPod, iPhone, iBook, PowerBook, MacBook, iMac, Mac Pro, MacBook Pro, and iPad are trademarks of Apple Inc.,
registered in the U.S. and other countries. ResQ Systems, LLC, D.B.A.

Android is a trademark of Google Inc.. The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.